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Mais sera-t-il suffisant pour payer les salaires, la TVA et les fournisseurs dans trois mois ?",{"type":155,"attrs":206,"content":208},{"textAlign":26,"key":207},"p-1",[209],{"text":210,"type":161,"marks":211},"Un plan de trésorerie projette vos encaissements et vos décaissements mois par mois, pour vous permettre d’anticiper plutôt que de subir.",[212],{"type":213},"bold",{"type":215,"attrs":216},"blok",{"id":217,"body":218},"0ca43788-d159-48d7-b4cf-58fc03335f1d",[219],{"_uid":220,"text":221,"color":222,"title":223,"component":224},"i-5efb53c0-78fe-46ac-9369-e21cb3502071","- Le plan de trésorerie prévoit **les encaissements et les décaissements à venir**, mois par mois.\n\n\n- Il se construit à partir du solde bancaire réel et des dates probables de règlement.\n- Le tableau distingue trois éléments : **encaissements, décaissements et solde de trésorerie**.\n- Les flux doivent être enregistrés en TTC, car c’est le montant réellement encaissé ou payé qui fait évoluer le compte bancaire.\n- La TVA doit apparaître au mois de son paiement effectif, et non nécessairement au mois de la facture.\n- Un prévisionnel fiable intègre les dépenses déjà engagées, les factures à payer et les paiements par carte.\n- L’horizon glissant permet de conserver une visibilité constante sur les douze prochains mois.","orange","📌 À retenir","callout",{"type":226,"attrs":227,"content":229},"heading",{"level":228,"textAlign":26},2,[230],{"text":231,"type":161,"marks":232},"Qu’est-ce qu’un plan de trésorerie ?",[233],{"type":213},{"type":155,"attrs":235,"content":237},{"textAlign":26,"key":236},"p-2",[238,240,244],{"text":239,"type":161},"Un plan de trésorerie est un tableau prévisionnel qui recense ",{"text":241,"type":161,"marks":242},"les entrées et les sorties d’argent attendues sur les comptes bancaires de l’entreprise",[243],{"type":213},{"text":245,"type":161},".",{"type":155,"attrs":247,"content":249},{"textAlign":26,"key":248},"p-3",[250],{"text":251,"type":161},"Il se lit vers l’avenir. 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",{"text":336,"type":161,"marks":337},"Le plan de trésorerie se concentre, lui, sur le moment où l’argent entre ou sort réellement du compte bancaire.",[338],{"type":213},{"type":155,"attrs":340,"content":342},{"textAlign":26,"key":341},"p-10",[343,345],{"text":344,"type":161},"Une entreprise peut donc être rentable et rencontrer malgré tout une difficulté de trésorerie. ",{"text":346,"type":161,"marks":347},"Le bénéfice comptable ne garantit pas que les liquidités disponibles suffiront à payer les prochaines échéances.",[348],{"type":213},{"type":155,"attrs":350,"content":352},{"textAlign":26,"key":351},"p-11",[353],{"text":354,"type":161},"Un responsable comptable peut découvrir en mars une échéance d’impôt sur les sociétés qui n’avait pas été anticipée. 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Cette continuité permet de mesurer ",{"text":521,"type":161,"marks":522},"l’effet d’un encaissement retardé ou d’un décaissement imprévu sur les mois suivants",[523],{"type":213},{"text":245,"type":161},{"type":155,"attrs":526,"content":528},{"textAlign":26,"key":527},"p-27",[529,531,538],{"text":530,"type":161},"Le niveau de trésorerie dépend également du ",{"text":532,"type":161,"marks":533},"besoin en fonds de roulement",[534,537],{"type":280,"attrs":535},{"href":536,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://www.spendesk.com/fr/blog/fonds-de-roulement/",{"type":213},{"text":539,"type":161},", c’est-à-dire du décalage entre les encaissements clients et les règlements fournisseurs.",{"type":226,"attrs":541,"content":542},{"level":228,"textAlign":26},[543],{"text":544,"type":161,"marks":545},"Comment construire un plan de trésorerie ?",[546],{"type":213},{"type":155,"attrs":548,"content":549},{"textAlign":26,"key":157},[550],{"text":551,"type":161},"Construire un plan de trésorerie fiable suit une progression simple. Il faut d’abord fixer l’horizon, puis recenser les flux et enfin actualiser les prévisions.",{"type":226,"attrs":553,"content":555},{"level":554,"textAlign":26},3,[556],{"text":557,"type":161,"marks":558},"Définir l’horizon et le solde initial",[559],{"type":213},{"type":155,"attrs":561,"content":562},{"textAlign":26,"key":207},[563,565,569],{"text":564,"type":161},"Commencez par choisir une maille mensuelle et un horizon de douze mois. Cette durée offre ",{"text":566,"type":161,"marks":567},"un bon équilibre entre lisibilité et capacité d’anticipation",[568],{"type":213},{"text":245,"type":161},{"type":155,"attrs":571,"content":572},{"textAlign":26,"key":236},[573],{"text":574,"type":161},"Ancrez ensuite le tableau sur le solde bancaire réellement disponible au premier jour de la période. Utilisez le solde vérifié sur vos relevés, et non une estimation issue d’un ancien fichier Excel.",{"type":226,"attrs":576,"content":577},{"level":554,"textAlign":26},[578],{"text":579,"type":161,"marks":580},"Recenser les encaissements et les décaissements",[581],{"type":213},{"type":155,"attrs":583,"content":584},{"textAlign":26,"key":248},[585],{"text":586,"type":161},"Listez les flux propres à votre activité, en séparant les opérations récurrentes des événements exceptionnels.",{"type":155,"attrs":588,"content":589},{"textAlign":26,"key":254},[590],{"text":591,"type":161},"Les encaissements peuvent inclure :",{"type":593,"content":594},"bullet_list",[595,603,610,617,624,631],{"type":596,"content":597},"list_item",[598],{"type":155,"attrs":599,"content":600},{"textAlign":26,"key":266},[601],{"text":602,"type":161},"les règlements clients ;",{"type":596,"content":604},[605],{"type":155,"attrs":606,"content":607},{"textAlign":26,"key":272},[608],{"text":609,"type":161},"les subventions ;",{"type":596,"content":611},[612],{"type":155,"attrs":613,"content":614},{"textAlign":26,"key":289},[615],{"text":616,"type":161},"les apports en compte courant ;",{"type":596,"content":618},[619],{"type":155,"attrs":620,"content":621},{"textAlign":26,"key":319},[622],{"text":623,"type":161},"les remboursements ;",{"type":596,"content":625},[626],{"type":155,"attrs":627,"content":628},{"textAlign":26,"key":331},[629],{"text":630,"type":161},"les financements ;",{"type":596,"content":632},[633],{"type":155,"attrs":634,"content":635},{"textAlign":26,"key":341},[636],{"text":637,"type":161},"les cessions d’actifs.",{"type":155,"attrs":639,"content":640},{"textAlign":26,"key":351},[641],{"text":642,"type":161},"Les décaissements peuvent inclure :",{"type":593,"content":644},[645,652,659,666,673,680,687,694,701],{"type":596,"content":646},[647],{"type":155,"attrs":648,"content":649},{"textAlign":26,"key":357},[650],{"text":651,"type":161},"les achats ;",{"type":596,"content":653},[654],{"type":155,"attrs":655,"content":656},{"textAlign":26,"key":375},[657],{"text":658,"type":161},"les salaires ;",{"type":596,"content":660},[661],{"type":155,"attrs":662,"content":663},{"textAlign":26,"key":392},[664],{"text":665,"type":161},"les charges sociales ;",{"type":596,"content":667},[668],{"type":155,"attrs":669,"content":670},{"textAlign":26,"key":403},[671],{"text":672,"type":161},"les loyers ;",{"type":596,"content":674},[675],{"type":155,"attrs":676,"content":677},{"textAlign":26,"key":414},[678],{"text":679,"type":161},"les impôts et taxes ;",{"type":596,"content":681},[682],{"type":155,"attrs":683,"content":684},{"textAlign":26,"key":428},[685],{"text":686,"type":161},"les remboursements d’emprunt ;",{"type":596,"content":688},[689],{"type":155,"attrs":690,"content":691},{"textAlign":26,"key":439},[692],{"text":693,"type":161},"les investissements ;",{"type":596,"content":695},[696],{"type":155,"attrs":697,"content":698},{"textAlign":26,"key":448},[699],{"text":700,"type":161},"les paiements par carte ;",{"type":596,"content":702},[703],{"type":155,"attrs":704,"content":705},{"textAlign":26,"key":459},[706],{"text":707,"type":161},"les remboursements de notes de frais.",{"type":226,"attrs":709,"content":710},{"level":554,"textAlign":26},[711],{"text":712,"type":161,"marks":713},"Positionner chaque flux à sa date réelle",[714],{"type":213},{"type":155,"attrs":716,"content":717},{"textAlign":26,"key":470},[718],{"text":719,"type":161},"Un encaissement doit être positionné au mois où le client devrait réellement payer, et non au mois où la facture est émise.",{"type":155,"attrs":721,"content":722},{"textAlign":26,"key":479},[723,725,729],{"text":724,"type":161},"De la même manière, un décaissement doit être positionné à sa date probable de règlement, en tenant compte ",{"text":726,"type":161,"marks":727},"des conditions de paiement fournisseurs et des échéances fiscales",[728],{"type":213},{"text":245,"type":161},{"type":155,"attrs":731,"content":732},{"textAlign":26,"key":490},[733],{"text":734,"type":161},"Une facture client émise en avril mais payable à 45 jours ne doit donc pas être intégrée automatiquement dans les encaissements d’avril.",{"type":226,"attrs":736,"content":737},{"level":554,"textAlign":26},[738],{"text":739,"type":161,"marks":740},"Calculer les soldes mensuels",[741],{"type":213},{"type":155,"attrs":743,"content":744},{"textAlign":26,"key":501},[745],{"text":746,"type":161},"Le calcul est simple :",{"type":155,"attrs":748,"content":749},{"textAlign":26,"key":510},[750],{"text":751,"type":161,"marks":752},"Solde de fin de mois = solde initial + encaissements - décaissements",[753],{"type":213},{"type":155,"attrs":755,"content":756},{"textAlign":26,"key":516},[757,759,763],{"text":758,"type":161},"Le solde de fin de mois devient ensuite le solde initial du mois suivant. 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Il doit être positionné ",{"text":920,"type":161,"marks":921},"au mois où le client devrait régler",[922],{"type":213},{"text":924,"type":161},", et non à la date de signature.",{"type":155,"attrs":926,"content":928},{"textAlign":26,"key":927},"p-43",[929,931],{"text":930,"type":161},"Les premières semaines permettront ensuite de comparer les prévisions avec les montants réellement encaissés et payés. ",{"text":932,"type":161,"marks":933},"Ce suivi des écarts améliore progressivement la fiabilité du plan.",[934],{"type":213},{"type":226,"attrs":936,"content":937},{"level":228,"textAlign":26},[938],{"text":939,"type":161,"marks":940},"Pourquoi faut-il construire le plan en TTC ?",[941],{"type":213},{"type":155,"attrs":943,"content":945},{"textAlign":26,"key":944},"p-44",[946,948,952],{"text":947,"type":161},"Un plan de trésorerie se construit en TTC, car ",{"text":949,"type":161,"marks":950},"c’est le montant réellement encaissé ou décaissé qui fait évoluer le compte bancaire",[951],{"type":213},{"text":245,"type":161},{"type":155,"attrs":954,"content":956},{"textAlign":26,"key":955},"p-45",[957],{"text":958,"type":161},"Les ventes sont donc intégrées avec la TVA facturée au client, et les achats avec la TVA payée au fournisseur. Le montant HT reste utile pour le compte de résultat, mais il ne correspond pas au montant qui sort effectivement du compte.",{"type":226,"attrs":960,"content":961},{"level":554,"textAlign":26},[962],{"text":963,"type":161,"marks":964},"Comment intégrer la TVA ?",[965],{"type":213},{"type":155,"attrs":967,"content":969},{"textAlign":26,"key":968},"p-46",[970],{"text":971,"type":161},"La TVA collectée sur les ventes, diminuée de la TVA déductible sur les achats, détermine le montant à reverser à l’administration.",{"type":155,"attrs":973,"content":975},{"textAlign":26,"key":974},"p-47",[976,978,982],{"text":977,"type":161},"La TVA à décaisser doit apparaître dans le plan de trésorerie ",{"text":979,"type":161,"marks":980},"au mois de son paiement effectif",[981],{"type":213},{"text":983,"type":161},", et non nécessairement au mois où la vente ou l’achat a été enregistré.",{"type":155,"attrs":985,"content":987},{"textAlign":26,"key":986},"p-48",[988],{"text":989,"type":161},"Les modalités varient selon le régime de TVA :",{"type":593,"content":991},[992,1000],{"type":596,"content":993},[994],{"type":155,"attrs":995,"content":997},{"textAlign":26,"key":996},"p-49",[998],{"text":999,"type":161},"au régime réel normal, la déclaration CA3 est généralement déposée chaque mois, avec des cas de déclaration trimestrielle sous certaines conditions ;",{"type":596,"content":1001},[1002],{"type":155,"attrs":1003,"content":1005},{"textAlign":26,"key":1004},"p-50",[1006],{"text":1007,"type":161},"au régime réel simplifié, l’entreprise verse des acomptes en cours d’année, puis régularise sa situation avec une déclaration annuelle CA12.",{"type":155,"attrs":1009,"content":1011},{"textAlign":26,"key":1010},"p-51",[1012,1014,1021,1023,1030],{"text":1013,"type":161},"Consultez les informations officielles sur ",{"text":1015,"type":161,"marks":1016},"les régimes d’imposition à la TVA",[1017,1020],{"type":280,"attrs":1018},{"href":1019,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://www.impots.gouv.fr/professionnel/les-regimes-dimposition-la-tva",{"type":213},{"text":1022,"type":161}," et les modalités de ",{"text":1024,"type":161,"marks":1025},"paiement de la TVA",[1026,1029],{"type":280,"attrs":1027},{"href":1028,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://entreprendre.service-public.gouv.fr/vosdroits/F23566",{"type":213},{"text":245,"type":161},{"type":155,"attrs":1032,"content":1034},{"textAlign":26,"key":1033},"p-52",[1035,1037,1041],{"text":1036,"type":161},"Une PME au régime réel normal qui facture en avril et règle sa TVA en mai doit donc prévoir ",{"text":1038,"type":161,"marks":1039},"le décaissement correspondant en mai",[1040],{"type":213},{"text":1042,"type":161},". Sans ce décalage, le solde de mai paraît artificiellement plus élevé.",{"type":226,"attrs":1044,"content":1045},{"level":228,"textAlign":26},[1046],{"text":1047,"type":161,"marks":1048},"Pourquoi les données de dépenses sont-elles essentielles aux prévisions ?",[1049],{"type":213},{"type":155,"attrs":1051,"content":1053},{"textAlign":26,"key":1052},"p-53",[1054,1056,1060],{"text":1055,"type":161},"La qualité d’un plan de trésorerie dépend fortement de la précision de ses décaissements. Les encaissements dépendent des clients, mais ",{"text":1057,"type":161,"marks":1058},"les dépenses engagées peuvent être suivies et documentées par l’entreprise",[1059],{"type":213},{"text":245,"type":161},{"type":155,"attrs":1062,"content":1064},{"textAlign":26,"key":1063},"p-54",[1065],{"text":1066,"type":161},"Une demande d’achat approuvée, un abonnement récurrent, une facture fournisseur reçue ou un paiement par carte représentent déjà des sorties futures connues ou probables.",{"type":226,"attrs":1068,"content":1069},{"level":554,"textAlign":26},[1070],{"text":1071,"type":161,"marks":1072},"Quelle différence entre dépense engagée et dépense réalisée ?",[1073],{"type":213},{"type":155,"attrs":1075,"content":1077},{"textAlign":26,"key":1076},"p-55",[1078],{"text":1079,"type":161},"Une dépense engagée correspond à une obligation ou à une décision d’achat déjà prise. Elle peut prendre la forme :",{"type":593,"content":1081},[1082,1090,1098,1106,1114,1122],{"type":596,"content":1083},[1084],{"type":155,"attrs":1085,"content":1087},{"textAlign":26,"key":1086},"p-56",[1088],{"text":1089,"type":161},"d’une demande d’achat approuvée ;",{"type":596,"content":1091},[1092],{"type":155,"attrs":1093,"content":1095},{"textAlign":26,"key":1094},"p-57",[1096],{"text":1097,"type":161},"d’un contrat signé ;",{"type":596,"content":1099},[1100],{"type":155,"attrs":1101,"content":1103},{"textAlign":26,"key":1102},"p-58",[1104],{"text":1105,"type":161},"d’un abonnement en cours ;",{"type":596,"content":1107},[1108],{"type":155,"attrs":1109,"content":1111},{"textAlign":26,"key":1110},"p-59",[1112],{"text":1113,"type":161},"d’une facture fournisseur ;",{"type":596,"content":1115},[1116],{"type":155,"attrs":1117,"content":1119},{"textAlign":26,"key":1118},"p-60",[1120],{"text":1121,"type":161},"d’un paiement par carte ;",{"type":596,"content":1123},[1124],{"type":155,"attrs":1125,"content":1127},{"textAlign":26,"key":1126},"p-61",[1128],{"text":1129,"type":161},"d’un bon de commande accepté.",{"type":155,"attrs":1131,"content":1133},{"textAlign":26,"key":1132},"p-62",[1134],{"text":1135,"type":161},"Une dépense réalisée correspond au paiement effectivement constaté sur le compte bancaire.",{"type":155,"attrs":1137,"content":1139},{"textAlign":26,"key":1138},"p-63",[1140,1142],{"text":1141,"type":161},"Cette distinction permet de ne pas attendre le relevé bancaire pour identifier une sortie de trésorerie. ",{"text":1143,"type":161,"marks":1144},"Les dépenses engagées donnent une visibilité plus avancée sur les décaissements à venir.",[1145],{"type":213},{"type":155,"attrs":1147,"content":1149},{"textAlign":26,"key":1148},"p-64",[1150],{"text":1151,"type":161},"Les paiements par carte et les factures capturées fournissent des informations utiles sur le montant, le fournisseur et la date de règlement. Cela réduit notamment les erreurs de datation entre la facture et le paiement.",{"type":155,"attrs":1153,"content":1155},{"textAlign":26,"key":1154},"p-65",[1156],{"text":1157,"type":161},"Une plateforme de gestion des dépenses comme Spendesk peut centraliser les demandes d’achat, les paiements par carte, les abonnements et les factures fournisseurs. Ces données peuvent ensuite être transmises à un outil de trésorerie ou à un ERP selon les intégrations disponibles.",{"type":155,"attrs":1159,"content":1161},{"textAlign":26,"key":1160},"p-66",[1162,1164],{"text":1163,"type":161},"Spendesk ne remplace pas un logiciel de trésorerie. ",{"text":1165,"type":161,"marks":1166},"La plateforme contribue plutôt à fiabiliser les données de dépenses qui alimentent les prévisions.",[1167],{"type":213},{"type":215,"attrs":1169},{"id":300,"body":1170},[1171],{"_uid":1172,"asset":1173,"caption":52,"component":309},"i-2fb81f48-28a5-4b74-97c0-4b4a9b03fe67",{"id":1174,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1175,"copyright":52,"fieldtype":136,"meta_data":1176,"is_external_url":29},208918520400214,"https://a.storyblok.com/f/146026/1280x1920/c0cbe71f5d/dts_sojourn_franco_dupuy_photos_id10779.jpg",{"size":1177},"1280x1920",{"type":226,"attrs":1179,"content":1180},{"level":228,"textAlign":26},[1181],{"text":1182,"type":161,"marks":1183},"Comment interpréter un plan de trésorerie ?",[1184],{"type":213},{"type":155,"attrs":1186,"content":1188},{"textAlign":26,"key":1187},"p-67",[1189,1191,1195],{"text":1190,"type":161},"Un plan de trésorerie se lit mois par mois, en observant ",{"text":1192,"type":161,"marks":1193},"l’évolution du solde de clôture et les périodes où il risque de devenir insuffisant",[1194],{"type":213},{"text":245,"type":161},{"type":155,"attrs":1197,"content":1199},{"textAlign":26,"key":1198},"p-68",[1200],{"text":1201,"type":161},"Un solde négatif prévisionnel ne signifie pas nécessairement que l’entreprise est en difficulté définitive. Il signale qu’une décision doit être prise avant l’échéance.",{"type":155,"attrs":1203,"content":1205},{"textAlign":26,"key":1204},"p-69",[1206],{"text":1207,"type":161},"Les leviers peuvent consister à :",{"type":593,"content":1209},[1210,1218,1226,1234,1242,1250,1258],{"type":596,"content":1211},[1212],{"type":155,"attrs":1213,"content":1215},{"textAlign":26,"key":1214},"p-70",[1216],{"text":1217,"type":161},"accélérer un encaissement client ;",{"type":596,"content":1219},[1220],{"type":155,"attrs":1221,"content":1223},{"textAlign":26,"key":1222},"p-71",[1224],{"text":1225,"type":161},"renégocier un délai de paiement ;",{"type":596,"content":1227},[1228],{"type":155,"attrs":1229,"content":1231},{"textAlign":26,"key":1230},"p-72",[1232],{"text":1233,"type":161},"décaler un investissement ;",{"type":596,"content":1235},[1236],{"type":155,"attrs":1237,"content":1239},{"textAlign":26,"key":1238},"p-73",[1240],{"text":1241,"type":161},"réduire une dépense ;",{"type":596,"content":1243},[1244],{"type":155,"attrs":1245,"content":1247},{"textAlign":26,"key":1246},"p-74",[1248],{"text":1249,"type":161},"utiliser une ligne de crédit ;",{"type":596,"content":1251},[1252],{"type":155,"attrs":1253,"content":1255},{"textAlign":26,"key":1254},"p-75",[1256],{"text":1257,"type":161},"renforcer les fonds propres ;",{"type":596,"content":1259},[1260],{"type":155,"attrs":1261,"content":1263},{"textAlign":26,"key":1262},"p-76",[1264],{"text":1265,"type":161},"ajuster le calendrier d’un recrutement.",{"type":226,"attrs":1267,"content":1268},{"level":554,"textAlign":26},[1269],{"text":1270,"type":161,"marks":1271},"Pourquoi utiliser un horizon glissant ?",[1272],{"type":213},{"type":155,"attrs":1274,"content":1276},{"textAlign":26,"key":1275},"p-77",[1277],{"text":1278,"type":161},"Un horizon glissant conserve une visibilité constante sur les douze prochains mois.",{"type":155,"attrs":1280,"content":1282},{"textAlign":26,"key":1281},"p-78",[1283,1285,1289],{"text":1284,"type":161},"À chaque clôture mensuelle, ajoutez un nouveau mois à la fin du tableau et remplacez les prévisions passées par les montants réalisés. Le plan reste ainsi ",{"text":1286,"type":161,"marks":1287},"toujours projeté sur la même durée",[1288],{"type":213},{"text":245,"type":161},{"type":155,"attrs":1291,"content":1293},{"textAlign":26,"key":1292},"p-79",[1294,1296,1303],{"text":1295,"type":161},"Le ",{"text":1297,"type":161,"marks":1298},"rolling forecast",[1299,1302],{"type":280,"attrs":1300},{"href":1301,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://www.spendesk.com/fr/blog/rolling-forecast/",{"type":213},{"text":1304,"type":161}," permet d’ajuster les hypothèses lorsque les encaissements arrivent plus tard que prévu, que les dépenses augmentent ou qu’un projet est décalé.",{"type":226,"attrs":1306,"content":1307},{"level":554,"textAlign":26},[1308],{"text":1309,"type":161,"marks":1310},"Comment analyser les écarts entre prévu et réalisé ?",[1311],{"type":213},{"type":155,"attrs":1313,"content":1315},{"textAlign":26,"key":1314},"p-80",[1316],{"text":1317,"type":161},"Comparez régulièrement :",{"type":593,"content":1319},[1320,1328,1336,1344,1352,1360],{"type":596,"content":1321},[1322],{"type":155,"attrs":1323,"content":1325},{"textAlign":26,"key":1324},"p-81",[1326],{"text":1327,"type":161},"le montant prévu ;",{"type":596,"content":1329},[1330],{"type":155,"attrs":1331,"content":1333},{"textAlign":26,"key":1332},"p-82",[1334],{"text":1335,"type":161},"le montant réellement encaissé ou payé ;",{"type":596,"content":1337},[1338],{"type":155,"attrs":1339,"content":1341},{"textAlign":26,"key":1340},"p-83",[1342],{"text":1343,"type":161},"la date prévue ;",{"type":596,"content":1345},[1346],{"type":155,"attrs":1347,"content":1349},{"textAlign":26,"key":1348},"p-84",[1350],{"text":1351,"type":161},"la date réelle ;",{"type":596,"content":1353},[1354],{"type":155,"attrs":1355,"content":1357},{"textAlign":26,"key":1356},"p-85",[1358],{"text":1359,"type":161},"l’écart constaté ;",{"type":596,"content":1361},[1362],{"type":155,"attrs":1363,"content":1365},{"textAlign":26,"key":1364},"p-86",[1366],{"text":1367,"type":161},"la raison de l’écart.",{"type":155,"attrs":1369,"content":1371},{"textAlign":26,"key":1370},"p-87",[1372],{"text":1373,"type":161},"Si les clients paient systématiquement plus tard que prévu, décalez les encaissements futurs. Si les dépenses sont régulièrement supérieures aux estimations, réévaluez les budgets et les engagements.",{"type":155,"attrs":1375,"content":1377},{"textAlign":26,"key":1376},"p-88",[1378,1382],{"text":1379,"type":161,"marks":1380},"L’analyse des écarts transforme le plan de trésorerie en outil d’apprentissage",[1381],{"type":213},{"text":1383,"type":161},", plutôt qu’en simple document prévisionnel.",{"type":155,"attrs":1385,"content":1387},{"textAlign":26,"key":1386},"p-89",[1388,1390,1397],{"text":1389,"type":161},"Pour suivre les dépenses engagées et les écarts budgétaires, consultez également notre article sur le ",{"text":1391,"type":161,"marks":1392},"reforecast",[1393,1396],{"type":280,"attrs":1394},{"href":1395,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://www.spendesk.com/fr/blog/reforecast/",{"type":213},{"text":245,"type":161},{"type":226,"attrs":1399,"content":1400},{"level":228,"textAlign":26},[1401],{"text":1402,"type":161,"marks":1403},"Comment fiabiliser les dépenses intégrées au plan ?",[1404],{"type":213},{"type":155,"attrs":1406,"content":1408},{"textAlign":26,"key":1407},"p-90",[1409],{"text":1410,"type":161},"Un plan de trésorerie devient plus fiable lorsque les dépenses sont catégorisées, rattachées à une entité et associées à une date probable de paiement.",{"type":155,"attrs":1412,"content":1414},{"textAlign":26,"key":1413},"p-91",[1415],{"text":1416,"type":161},"Les données à contrôler comprennent notamment :",{"type":593,"content":1418},[1419,1427,1435,1443,1451,1459,1467,1475,1483],{"type":596,"content":1420},[1421],{"type":155,"attrs":1422,"content":1424},{"textAlign":26,"key":1423},"p-92",[1425],{"text":1426,"type":161},"le fournisseur ;",{"type":596,"content":1428},[1429],{"type":155,"attrs":1430,"content":1432},{"textAlign":26,"key":1431},"p-93",[1433],{"text":1434,"type":161},"le montant TTC ;",{"type":596,"content":1436},[1437],{"type":155,"attrs":1438,"content":1440},{"textAlign":26,"key":1439},"p-94",[1441],{"text":1442,"type":161},"la date d’échéance ;",{"type":596,"content":1444},[1445],{"type":155,"attrs":1446,"content":1448},{"textAlign":26,"key":1447},"p-95",[1449],{"text":1450,"type":161},"le compte bancaire concerné ;",{"type":596,"content":1452},[1453],{"type":155,"attrs":1454,"content":1456},{"textAlign":26,"key":1455},"p-96",[1457],{"text":1458,"type":161},"l’entité ;",{"type":596,"content":1460},[1461],{"type":155,"attrs":1462,"content":1464},{"textAlign":26,"key":1463},"p-97",[1465],{"text":1466,"type":161},"le centre de coût ;",{"type":596,"content":1468},[1469],{"type":155,"attrs":1470,"content":1472},{"textAlign":26,"key":1471},"p-98",[1473],{"text":1474,"type":161},"le caractère récurrent ou exceptionnel ;",{"type":596,"content":1476},[1477],{"type":155,"attrs":1478,"content":1480},{"textAlign":26,"key":1479},"p-99",[1481],{"text":1482,"type":161},"le statut de validation ;",{"type":596,"content":1484},[1485],{"type":155,"attrs":1486,"content":1488},{"textAlign":26,"key":1487},"p-100",[1489],{"text":1490,"type":161},"le statut de paiement.",{"type":155,"attrs":1492,"content":1494},{"textAlign":26,"key":1493},"p-101",[1495,1497],{"text":1496,"type":161},"Une facture fournisseur validée mais non encore payée doit apparaître dans les décaissements prévus. Un abonnement annuel doit être réparti selon ses dates de paiement et de consommation. ",{"text":1498,"type":161,"marks":1499},"Une dépense par carte doit être intégrée dès qu’elle est connue, même si le relevé bancaire n’est pas encore disponible.",[1500],{"type":213},{"type":155,"attrs":1502,"content":1504},{"textAlign":26,"key":1503},"p-102",[1505],{"text":1506,"type":161},"La centralisation des données de dépenses évite de reconstituer les engagements à partir de plusieurs fichiers Excel, relevés bancaires et boîtes mail.",{"type":226,"attrs":1508,"content":1509},{"level":228,"textAlign":26},[1510],{"text":1511,"type":161,"marks":1512},"Comment déployer un plan de trésorerie dans l’entreprise ?",[1513],{"type":213},{"type":155,"attrs":1515,"content":1517},{"textAlign":26,"key":1516},"p-103",[1518],{"text":1519,"type":161},"La mise en place doit être progressive. Commencez par les comptes bancaires et les échéances les plus importantes, puis ajoutez les autres flux.",{"type":155,"attrs":1521,"content":1523},{"textAlign":26,"key":1522},"p-104",[1524],{"text":1525,"type":161},"Définissez ensuite :",{"type":593,"content":1527},[1528,1536,1544,1552,1560,1568,1576],{"type":596,"content":1529},[1530],{"type":155,"attrs":1531,"content":1533},{"textAlign":26,"key":1532},"p-105",[1534],{"text":1535,"type":161},"la personne responsable de la mise à jour ;",{"type":596,"content":1537},[1538],{"type":155,"attrs":1539,"content":1541},{"textAlign":26,"key":1540},"p-106",[1542],{"text":1543,"type":161},"la fréquence de révision ;",{"type":596,"content":1545},[1546],{"type":155,"attrs":1547,"content":1549},{"textAlign":26,"key":1548},"p-107",[1550],{"text":1551,"type":161},"les sources de données ;",{"type":596,"content":1553},[1554],{"type":155,"attrs":1555,"content":1557},{"textAlign":26,"key":1556},"p-108",[1558],{"text":1559,"type":161},"les règles de validation ;",{"type":596,"content":1561},[1562],{"type":155,"attrs":1563,"content":1565},{"textAlign":26,"key":1564},"p-109",[1566],{"text":1567,"type":161},"les scénarios à suivre ;",{"type":596,"content":1569},[1570],{"type":155,"attrs":1571,"content":1573},{"textAlign":26,"key":1572},"p-110",[1574],{"text":1575,"type":161},"les seuils d’alerte ;",{"type":596,"content":1577},[1578],{"type":155,"attrs":1579,"content":1581},{"textAlign":26,"key":1580},"p-111",[1582],{"text":1583,"type":161},"les destinataires du reporting.",{"type":155,"attrs":1585,"content":1587},{"textAlign":26,"key":1586},"p-112",[1588],{"text":1589,"type":161},"Un contrôle hebdomadaire peut être utile lorsque la trésorerie est volatile. Une mise à jour mensuelle peut suffire lorsque les encaissements et décaissements sont réguliers.",{"type":155,"attrs":1591,"content":1593},{"textAlign":26,"key":1592},"p-113",[1594,1598],{"text":1595,"type":161,"marks":1596},"La fréquence doit dépendre du niveau de risque",[1597],{"type":213},{"text":1599,"type":161},", et non d’une règle identique pour toutes les entreprises.",{"type":155,"attrs":1601,"content":1603},{"textAlign":26,"key":1602},"p-114",[1604,1606,1610],{"text":1605,"type":161},"Quand les paiements par carte, les factures fournisseurs, les demandes d’achat et les remboursements sont réunis au même endroit, vous voyez immédiatement ",{"text":1607,"type":161,"marks":1608},"ce qui est déjà engagé et ce qui doit encore être payé",[1609],{"type":213},{"text":1611,"type":161},". Votre prévisionnel repose ainsi sur des données concrètes, plutôt que sur des estimations reconstituées à la dernière minute.",{"type":155,"attrs":1613,"content":1615},{"textAlign":26,"key":1614},"p-115",[1616,1618,1625],{"text":1617,"type":161},"Envie de voir ce que cela pourrait changer pour votre équipe ? ",{"text":1619,"type":161,"marks":1620},"Demandez une démonstration",[1621,1624],{"type":280,"attrs":1622},{"href":1623,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://www.spendesk.com/fr/schedule-a-demo/",{"type":213},{"text":245,"type":161},{"name":1627,"created_at":1628,"published_at":16,"updated_at":1629,"id":1630,"uuid":1631,"content":1632,"slug":1639,"full_slug":1640,"sort_by_date":26,"position":27,"tag_list":1641,"is_startpage":29,"parent_id":1642,"meta_data":26,"group_id":1643,"first_published_at":1644,"release_id":26,"lang":33,"path":26,"alternates":1645,"default_full_slug":1646,"translated_slugs":1647,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1633,"icon":1634,"name":1627,"component":1638},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1635,"alt":1636,"name":52,"focus":52,"title":52,"filename":1637,"copyright":52,"fieldtype":136,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1648,1649,1650],{"path":1646,"name":26,"lang":33,"published":26},{"path":1646,"name":26,"lang":39,"published":26},{"path":1646,"name":26,"lang":41,"published":26},[33],[1653],{"_uid":1654,"asset":1655,"caption":52,"component":309},"f1efd5dd-c7ba-407b-ad09-066228ae0f0d",{"id":1656,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1657,"copyright":52,"fieldtype":136,"meta_data":1658,"is_external_url":29},168585922232996,"https://a.storyblok.com/f/146026/1376x768/3d75449a8d/ap-automation-software.png",{},[],"2026-08-21 00:00",[],"Plan de trésorerie : construisez un prévisionnel fiable en TTC, anticipez vos encaissements et décaissements et suivez vos flux de dépenses.",[],[1665],{"cta":1666,"_uid":1667,"items":1668,"heading":1752,"reverse":29,"component":1779,"sectionSettings":1780},[],"ec3ad7b6-c146-42d4-84a6-e56cb20ff078",[1669,1687,1704,1721,1736],{"_uid":1670,"hide":29,"title":1671,"component":1672,"description":1673},"bebd4f39-6661-4332-a652-b8e2a3ca9daa","Quelle est la différence entre un plan de trésorerie, un budget de trésorerie et un tableau de flux ?","faqItem",{"type":152,"attrs":1674,"content":1675},{"backgroundColor":26},[1676],{"type":155,"attrs":1677,"content":1678},{"textAlign":26,"key":157},[1679,1681,1685],{"text":1680,"type":161},"Le plan de trésorerie et le budget de trésorerie désignent généralement le même tableau prévisionnel d’encaissements et de décaissements. 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Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":3320},{"type":3320},{"text":3353,"type":161},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":3355,"title":3356,"component":1672,"description":3357},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":152,"content":3358},[3359,3363,3367,3376,3380,3384,3393,3397,3401,3405,3409],{"type":155,"content":3360},[3361],{"text":3362,"type":161},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":155,"content":3364},[3365],{"text":3366,"type":161},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":155,"content":3368},[3369,3373,3374],{"text":3370,"type":161,"marks":3371},"Pour les employés",[3372],{"type":213},{"type":3320},{"text":3375,"type":161},"Les employés n'ont plus besoin d'avancer de l'argent. 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Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":155,"content":3394},[3395],{"text":3396,"type":161},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":155,"content":3398},[3399],{"text":3400,"type":161},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":155,"content":3402},[3403],{"text":3404,"type":161},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":155,"content":3406},[3407],{"text":3408,"type":161},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":155,"content":3410},[3411],{"text":3412,"type":161},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[3414],{"cta":3415,"_uid":3416,"title":3417,"eyebrow":3424,"subtitle":3427,"component":226,"textAlign":52,"sectionSettings":3433,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":152,"content":3418},[3419],{"type":226,"attrs":3420,"content":3421},{"level":228},[3422],{"text":3423,"type":161},"Démarrer avec Spendesk",{"type":152,"content":3425},[3426],{"type":155},{"type":152,"content":3428},[3429],{"type":155,"content":3430},[3431],{"text":3432,"type":161},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",["Island",3437],{"key":3438,"result":3439},"MarkdownRenderer_5YbSyUutkXUGsPJYttVYmetXx0S6dhnm63Pl8wQdY",{"head":3440},{"link":3441,"style":3442},[],[],[3444,3641,3827,4002,4171,4359,4481,4714,4875,5057,5242,5405,5614,5680,5741],{"name":3445,"created_at":3446,"published_at":3447,"updated_at":3448,"id":3449,"uuid":3450,"content":3451,"slug":3629,"full_slug":3630,"sort_by_date":26,"position":3631,"tag_list":3632,"is_startpage":29,"parent_id":1785,"meta_data":26,"group_id":3633,"first_published_at":3634,"release_id":26,"lang":33,"path":26,"alternates":3635,"default_full_slug":3636,"translated_slugs":3637},"Facture d’acompte fournisseur, comment la calculer et la rapprocher avec la facture de solde ?","2026-09-05T08:03:17.455Z","2026-09-05T08:22:42.211Z","2026-09-05T08:22:42.231Z",216702146407532,"9fe9be4e-e867-4d39-b06e-fcfd8adccf58",{"_uid":3452,"title":3445,"topics":3453,"noIndex":29,"category":3482,"language":3491,"component":1639,"heroMedia":3492,"publishedAt":3499,"redirectUrl":52,"listingImage":3500,"metaDescription":3501,"bottomArticleCta":3502,"componentsAfterTheArticle":3503},"1552fe69-983e-4e62-ac1d-c83c315c7849",[3454,3462],{"name":177,"created_at":178,"published_at":16,"updated_at":179,"id":180,"uuid":181,"content":3455,"slug":184,"full_slug":185,"sort_by_date":26,"position":186,"tag_list":3456,"is_startpage":29,"parent_id":188,"meta_data":26,"group_id":189,"first_published_at":190,"release_id":26,"lang":33,"path":26,"alternates":3457,"default_full_slug":192,"translated_slugs":3458,"_stopResolving":42},{"_uid":183,"name":177,"component":23},[],[],[3459,3460,3461],{"path":192,"name":26,"lang":33,"published":26},{"path":192,"name":26,"lang":39,"published":26},{"path":192,"name":26,"lang":41,"published":26},{"name":3463,"created_at":3464,"published_at":16,"updated_at":3465,"id":3466,"uuid":3467,"content":3468,"slug":3470,"full_slug":3471,"sort_by_date":26,"position":3472,"tag_list":3473,"is_startpage":29,"parent_id":188,"meta_data":26,"group_id":3474,"first_published_at":3475,"release_id":26,"lang":33,"path":26,"alternates":3476,"default_full_slug":3477,"translated_slugs":3478,"_stopResolving":42},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":3469,"name":3463,"component":23},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[3479,3480,3481],{"path":3477,"name":26,"lang":33,"published":26},{"path":3477,"name":26,"lang":39,"published":26},{"path":3477,"name":26,"lang":41,"published":26},{"name":1627,"created_at":1628,"published_at":16,"updated_at":1629,"id":1630,"uuid":1631,"content":3483,"slug":1639,"full_slug":1640,"sort_by_date":26,"position":27,"tag_list":3485,"is_startpage":29,"parent_id":1642,"meta_data":26,"group_id":1643,"first_published_at":1644,"release_id":26,"lang":33,"path":26,"alternates":3486,"default_full_slug":1646,"translated_slugs":3487,"_stopResolving":42},{"_uid":1633,"icon":3484,"name":1627,"component":1638},{"id":1635,"alt":1636,"name":52,"focus":52,"title":52,"filename":1637,"copyright":52,"fieldtype":136,"is_external_url":29},[],[],[3488,3489,3490],{"path":1646,"name":26,"lang":33,"published":26},{"path":1646,"name":26,"lang":39,"published":26},{"path":1646,"name":26,"lang":41,"published":26},[33],[3493],{"_uid":3494,"asset":3495,"caption":52,"component":309},"104606e3-1928-4dc9-836b-eece079259c1",{"id":3496,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3497,"copyright":52,"fieldtype":136,"meta_data":3498,"is_external_url":29},168584629424610,"https://a.storyblok.com/f/146026/1376x768/e74bf81acf/batch-payments-uk.png",{},"2026-09-05 00:00",[],"Facture d’acompte fournisseur, découvrez son calcul, les règles de TVA et les contrôles à effectuer avant le rapprochement avec la facture de solde.\n",[],[3504],{"cta":3505,"_uid":3506,"items":3507,"heading":3602,"reverse":29,"component":1779,"sectionSettings":3628},[],"14e773e4-85a2-422c-acbc-8f11dcdf65a2",[3508,3529,3556,3580],{"_uid":3509,"hide":29,"title":3510,"component":1672,"description":3511},"1685b4c9-e3d0-4743-9cec-6f2a0263ae82","La facture d’acompte est-elle obligatoire ?",{"type":152,"attrs":3512,"content":3513},{"backgroundColor":26},[3514,3519],{"type":155,"attrs":3515,"content":3516},{"textAlign":26},[3517],{"text":3518,"type":161},"Oui. Le fournisseur doit émettre une facture lorsqu’il encaisse un acompte, conformément à l’article 289 du Code général des impôts.",{"type":155,"attrs":3520,"content":3521},{"textAlign":26},[3522,3524,3528],{"text":3523,"type":161},"La facture doit comporter les mentions obligatoires, préciser qu’il s’agit d’un acompte et disposer ",{"text":3525,"type":161,"marks":3526},"d’un numéro appartenant à la série continue de facturation",[3527],{"type":213},{"text":245,"type":161},{"_uid":3530,"hide":29,"title":3531,"component":1672,"description":3532},"e5c6a6d0-b87e-4842-a0ff-ae7513621fb9","La TVA est-elle due dès l’encaissement de l’acompte ?",{"type":152,"attrs":3533,"content":3534},{"backgroundColor":26},[3535,3540,3545],{"type":155,"attrs":3536,"content":3537},{"textAlign":26},[3538],{"text":3539,"type":161},"Oui, selon la nature de l’opération.",{"type":155,"attrs":3541,"content":3542},{"textAlign":26},[3543],{"text":3544,"type":161},"Pour les livraisons de biens, la TVA est exigible dès l’encaissement de l’acompte depuis le 1er janvier 2023. Pour les prestations de services, elle est en principe exigible dès l’encaissement.",{"type":155,"attrs":3546,"content":3547},{"textAlign":26},[3548,3550,3554],{"text":3549,"type":161},"La TVA facturée sur l’acompte doit être déduite ",{"text":3551,"type":161,"marks":3552},"une seule fois",[3553],{"type":213},{"text":3555,"type":161},", puis soustraite du montant restant à récupérer sur la facture de solde.",{"_uid":3557,"hide":29,"title":3558,"component":1672,"description":3559},"ec8e23bc-5d17-4821-a1a0-77c2be8d9ccc","Un acompte est-il remboursable ?",{"type":152,"attrs":3560,"content":3561},{"backgroundColor":26},[3562,3567],{"type":155,"attrs":3563,"content":3564},{"textAlign":26},[3565],{"text":3566,"type":161},"En principe, l’acompte engage fermement les deux parties et n’est pas remboursable du seul fait d’un désistement.",{"type":155,"attrs":3568,"content":3569},{"textAlign":26},[3570,3572,3579],{"text":3571,"type":161},"Le remboursement peut toutefois intervenir lorsque le fournisseur n’exécute pas la prestation, lorsque le contrat le prévoit ou lorsque les parties conviennent d’annuler l’opération. Les arrhes obéissent à un régime différent, prévu par ",{"text":3573,"type":161,"marks":3574},"l’article 1590 du Code civil",[3575,3578],{"type":280,"attrs":3576},{"href":3577,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://www.service-public.gouv.fr/particuliers/vosdroits/F31187",{"type":213},{"text":245,"type":161},{"_uid":3581,"hide":29,"title":3582,"component":1672,"description":3583},"7247af96-de8d-41d1-8544-0e3e3671eaad","Quelle différence entre une facture d’acompte et une facture de situation ?",{"type":152,"attrs":3584,"content":3585},{"backgroundColor":26},[3586,3591],{"type":155,"attrs":3587,"content":3588},{"textAlign":26},[3589],{"text":3590,"type":161},"La facture d’acompte correspond à un paiement anticipé prévu avant la livraison ou le début de la prestation.",{"type":155,"attrs":3592,"content":3593},{"textAlign":26},[3594,3596,3600],{"text":3595,"type":161},"La facture de situation correspond à ",{"text":3597,"type":161,"marks":3598},"l’avancement réel d’une prestation ou de travaux",[3599],{"type":213},{"text":3601,"type":161},". Elle est fréquente dans le BTP et se calcule selon les travaux effectivement réalisés.",[3603],{"cta":3604,"_uid":3605,"title":3606,"eyebrow":3616,"subtitle":3623,"component":226,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3626,"sectionSettings":3627,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"5a398c79-9777-49d5-be6c-5e7af530bb9f",{"type":152,"attrs":3607,"content":3608},{"backgroundColor":26},[3609],{"type":226,"attrs":3610,"content":3611},{"level":228,"textAlign":26},[3612],{"text":3613,"type":161,"marks":3614},"Questions fréquentes sur les factures d’acompte fournisseurs",[3615],{"type":213},{"type":152,"attrs":3617,"content":3618},{"backgroundColor":26},[3619],{"type":155,"attrs":3620,"content":3621},{"textAlign":26},[3622],{"text":1773,"type":161},{"type":152,"content":3624},[3625],{"type":155},[],[],[],"facture-d-acompte-fournisseur","fr/blog/facture-d-acompte-fournisseur",-3220,[],"a37f7fc8-767b-490d-ad60-6f79e65b3bb6","2026-09-05T08:15:48.167Z",[],"blog/facture-d-acompte-fournisseur",[3638,3639,3640],{"path":3636,"name":26,"lang":33,"published":26},{"path":3636,"name":26,"lang":39,"published":26},{"path":3636,"name":26,"lang":41,"published":26},{"name":3642,"created_at":3643,"published_at":3644,"updated_at":3645,"id":3646,"uuid":3647,"content":3648,"slug":3815,"full_slug":3816,"sort_by_date":26,"position":3817,"tag_list":3818,"is_startpage":29,"parent_id":1785,"meta_data":26,"group_id":3819,"first_published_at":3820,"release_id":26,"lang":33,"path":26,"alternates":3821,"default_full_slug":3822,"translated_slugs":3823},"Dépenses hors politique, comment gérer les exceptions sans perdre le contrôle ?","2026-09-05T07:23:22.669Z","2026-09-05T08:23:25.629Z","2026-09-05T08:23:25.661Z",216692337367747,"4055d382-154f-4d22-b9df-dff57afe525a",{"_uid":3649,"title":3642,"topics":3650,"noIndex":29,"category":3679,"language":3688,"component":1639,"heroMedia":3689,"publishedAt":3499,"redirectUrl":52,"listingImage":3696,"metaDescription":3697,"bottomArticleCta":3698,"componentsAfterTheArticle":3699},"7a37bed5-e765-4151-9aca-9b7d93e231f5",[3651,3659],{"name":177,"created_at":178,"published_at":16,"updated_at":179,"id":180,"uuid":181,"content":3652,"slug":184,"full_slug":185,"sort_by_date":26,"position":186,"tag_list":3653,"is_startpage":29,"parent_id":188,"meta_data":26,"group_id":189,"first_published_at":190,"release_id":26,"lang":33,"path":26,"alternates":3654,"default_full_slug":192,"translated_slugs":3655,"_stopResolving":42},{"_uid":183,"name":177,"component":23},[],[],[3656,3657,3658],{"path":192,"name":26,"lang":33,"published":26},{"path":192,"name":26,"lang":39,"published":26},{"path":192,"name":26,"lang":41,"published":26},{"name":3660,"created_at":3661,"published_at":16,"updated_at":3662,"id":3663,"uuid":3664,"content":3665,"slug":3667,"full_slug":3668,"sort_by_date":26,"position":3669,"tag_list":3670,"is_startpage":29,"parent_id":188,"meta_data":26,"group_id":3671,"first_published_at":3672,"release_id":26,"lang":33,"path":26,"alternates":3673,"default_full_slug":3674,"translated_slugs":3675,"_stopResolving":42},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":3666,"name":3660,"component":23},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[3676,3677,3678],{"path":3674,"name":26,"lang":33,"published":26},{"path":3674,"name":26,"lang":39,"published":26},{"path":3674,"name":26,"lang":41,"published":26},{"name":1627,"created_at":1628,"published_at":16,"updated_at":1629,"id":1630,"uuid":1631,"content":3680,"slug":1639,"full_slug":1640,"sort_by_date":26,"position":27,"tag_list":3682,"is_startpage":29,"parent_id":1642,"meta_data":26,"group_id":1643,"first_published_at":1644,"release_id":26,"lang":33,"path":26,"alternates":3683,"default_full_slug":1646,"translated_slugs":3684,"_stopResolving":42},{"_uid":1633,"icon":3681,"name":1627,"component":1638},{"id":1635,"alt":1636,"name":52,"focus":52,"title":52,"filename":1637,"copyright":52,"fieldtype":136,"is_external_url":29},[],[],[3685,3686,3687],{"path":1646,"name":26,"lang":33,"published":26},{"path":1646,"name":26,"lang":39,"published":26},{"path":1646,"name":26,"lang":41,"published":26},[33],[3690],{"_uid":3691,"asset":3692,"caption":52,"component":309},"ddfd8a30-60ae-4780-b731-76e057bb2a18",{"id":3693,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3694,"copyright":52,"fieldtype":136,"meta_data":3695,"is_external_url":29},168579769286404,"https://a.storyblok.com/f/146026/1376x768/344bc06cba/expense-categorisation.png",{},[],"Dépenses hors politique, apprenez à qualifier les exceptions, les faire valider et ajuster votre politique sans perdre le contrôle.",[],[3700],{"cta":3701,"_uid":3702,"items":3703,"heading":3788,"reverse":29,"component":1779,"sectionSettings":3814},[],"3109170e-b9ac-4f67-827b-0d2dde5b3215",[3704,3724,3745,3766],{"_uid":3705,"hide":29,"title":3706,"component":1672,"description":3707},"27b28cef-99af-430e-b805-f7e215234ce6","Peut-on refuser une note de frais hors politique ?",{"type":152,"attrs":3708,"content":3709},{"backgroundColor":26},[3710,3715],{"type":155,"attrs":3711,"content":3712},{"textAlign":26},[3713],{"text":3714,"type":161},"Oui, une dépense peut être refusée lorsqu’elle n’est pas professionnelle, qu’elle n’est pas justifiée ou que son montant est manifestement disproportionné.",{"type":155,"attrs":3716,"content":3717},{"textAlign":26},[3718,3720],{"text":3719,"type":161},"Un dépassement de plafond ne justifie toutefois pas toujours un refus automatique. ",{"text":3721,"type":161,"marks":3722},"Une exception peut être approuvée si son motif est réel, documenté et validé par la bonne personne.",[3723],{"type":213},{"_uid":3725,"hide":29,"title":3726,"component":1672,"description":3727},"75c18d2c-1c96-47f9-9cf3-fc2b92b6030a","Une dépense qui dépasse le plafond peut-elle être remboursée ?",{"type":152,"attrs":3728,"content":3729},{"backgroundColor":26},[3730,3735],{"type":155,"attrs":3731,"content":3732},{"textAlign":26},[3733],{"text":3734,"type":161},"Oui. Le collaborateur doit expliquer le dépassement et fournir le justificatif correspondant. L’entreprise peut alors rembourser la totalité de la dépense, seulement la partie située dans la limite prévue ou le montant complet après validation d’une dérogation.",{"type":155,"attrs":3736,"content":3737},{"textAlign":26},[3738,3740,3744],{"text":3739,"type":161},"La décision doit être conservée avec ",{"text":3741,"type":161,"marks":3742},"le motif et l’identité de l’approbateur",[3743],{"type":213},{"text":245,"type":161},{"_uid":3746,"hide":29,"title":3747,"component":1672,"description":3748},"78ff17a9-6bf7-42a1-9f2f-6b4df31426df","Quels documents faut-il conserver pour une dépense exceptionnelle ?",{"type":152,"attrs":3749,"content":3750},{"backgroundColor":26},[3751,3756],{"type":155,"attrs":3752,"content":3753},{"textAlign":26},[3754],{"text":3755,"type":161},"Conservez la note de frais, le justificatif, le motif de l’exception, le nom de l’approbateur et la décision prise.",{"type":155,"attrs":3757,"content":3758},{"textAlign":26},[3759,3761,3765],{"text":3760,"type":161},"Les pièces comptables justificatives doivent généralement être conservées pendant ",{"text":3762,"type":161,"marks":3763},"10 ans à compter de la clôture de l’exercice",[3764],{"type":213},{"text":245,"type":161},{"_uid":3767,"hide":29,"title":3768,"component":1672,"description":3769},"8241b13f-9432-4542-afb9-21d31af88bd4","Comment gérer les exceptions dans une organisation multi-sites ?",{"type":152,"attrs":3770,"content":3771},{"backgroundColor":26},[3772,3777],{"type":155,"attrs":3773,"content":3774},{"textAlign":26},[3775],{"text":3776,"type":161},"Définissez les approbateurs par entité, département et niveau de dépense. Prévoyez également une délégation en cas d’absence et une escalade automatique après un délai déterminé.",{"type":155,"attrs":3778,"content":3779},{"textAlign":26},[3780,3782,3786],{"text":3781,"type":161},"Cette organisation permet à chaque équipe de conserver ",{"text":3783,"type":161,"marks":3784},"un cadre adapté à son activité",[3785],{"type":213},{"text":3787,"type":161},", tout en appliquant des règles cohérentes dans l’ensemble de l’entreprise.",[3789],{"cta":3790,"_uid":3791,"title":3792,"eyebrow":3802,"subtitle":3809,"component":226,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3812,"sectionSettings":3813,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"c107e149-d5dd-4842-9420-50aeadfd20fc",{"type":152,"attrs":3793,"content":3794},{"backgroundColor":26},[3795],{"type":226,"attrs":3796,"content":3797},{"level":228,"textAlign":26},[3798],{"text":3799,"type":161,"marks":3800},"Questions fréquentes sur les 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fournisseurs en anomalie, identifiez les écarts, automatisez les contrôles et traitez les litiges sans retarder vos paiements.",[],[3874],{"cta":3875,"_uid":3876,"items":3877,"heading":3963,"reverse":29,"component":1779,"sectionSettings":3989},[],"302c4b49-3811-4692-8939-e38c44435b6a",[3878,3900,3920,3942],{"_uid":3879,"hide":29,"title":3880,"component":1672,"description":3881},"586feb90-1418-41b9-aa88-8bc7a065973d","Comment traiter une facture fournisseur en anomalie ?",{"type":152,"attrs":3882,"content":3883},{"backgroundColor":26},[3884,3895],{"type":155,"attrs":3885,"content":3886},{"textAlign":26},[3887,3889,3893],{"text":3888,"type":161},"Commencez par identifier la nature de l’écart, puis vérifiez la commande, la livraison, le contrat et les informations du fournisseur. ",{"text":3890,"type":161,"marks":3891},"Attribuez ensuite le dossier à la bonne personne",[3892],{"type":213},{"text":3894,"type":161},", avec une action et une échéance précises.",{"type":155,"attrs":3896,"content":3897},{"textAlign":26},[3898],{"text":3899,"type":161},"Une donnée manquante peut être complétée, un écart de prix doit être vérifié avec les achats et une modification d’IBAN doit être confirmée par un canal indépendant.",{"_uid":3901,"hide":29,"title":3902,"component":1672,"description":3903},"23cc5f21-cf34-42f3-a1f5-beab78d05f2c","Faut-il bloquer le paiement en cas d’écart entre la commande et la facture ?",{"type":152,"attrs":3904,"content":3905},{"backgroundColor":26},[3906,3911],{"type":155,"attrs":3907,"content":3908},{"textAlign":26},[3909],{"text":3910,"type":161},"Non, pas automatiquement. Si une partie du montant est certaine et non contestée, elle peut être réglée à l’échéance, après validation du paiement partiel et accord avec le fournisseur.",{"type":155,"attrs":3912,"content":3913},{"textAlign":26},[3914,3916],{"text":3915,"type":161},"La ligne litigieuse est ensuite traitée séparément, avec un avoir ou une facture rectificative si nécessaire. ",{"text":3917,"type":161,"marks":3918},"Le paiement doit rester intégralement documenté.",[3919],{"type":213},{"_uid":3921,"hide":29,"title":3922,"component":1672,"description":3923},"a2a1cc11-f0d6-4699-8b8b-d7308207a8bb","Comment automatiser le traitement des factures fournisseurs ?",{"type":152,"attrs":3924,"content":3925},{"backgroundColor":26},[3926,3931],{"type":155,"attrs":3927,"content":3928},{"textAlign":26},[3929],{"text":3930,"type":161},"L’automatisation repose sur l’extraction des données, le rapprochement à trois voies, les workflows d’approbation et le paiement intégré.",{"type":155,"attrs":3932,"content":3933},{"textAlign":26},[3934,3936,3940],{"text":3935,"type":161},"L’outil doit également permettre de gérer les exceptions avec ",{"text":3937,"type":161,"marks":3938},"un statut, un responsable et une échéance",[3939],{"type":213},{"text":3941,"type":161},", afin que seules les factures en écart nécessitent une intervention 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00:00",[],"Durée de conservation des documents d’entreprise, découvrez les délais par type, les règles de 2026 et les sanctions en cas de destruction anticipée.",[],[4043],{"cta":4044,"_uid":4045,"items":4046,"heading":4133,"reverse":29,"component":1779,"sectionSettings":4159},[],"0fea1def-2ce1-413f-8891-bfa4124b132b",[4047,4068,4090,4111],{"_uid":4048,"hide":29,"title":4049,"component":1672,"description":4050},"794e9889-487e-4056-9e3a-89f78363b1ab","Quelle est la durée de conservation des documents comptables d’une entreprise ?",{"type":152,"attrs":4051,"content":4052},{"backgroundColor":26},[4053,4063],{"type":155,"attrs":4054,"content":4055},{"textAlign":26},[4056,4058,4061],{"text":4057,"type":161},"Les documents comptables doivent généralement être conservés pendant ",{"text":3762,"type":161,"marks":4059},[4060],{"type":213},{"text":4062,"type":161},", conformément à l’article L123-22 du Code de 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Les entreprises doivent donc ",{"text":4085,"type":161,"marks":4086},"revoir leur calendrier de destruction",[4087],{"type":213},{"text":4089,"type":161}," pour les archives fiscales déjà constituées.",{"_uid":4091,"hide":29,"title":4092,"component":1672,"description":4093},"50716ec3-c6ea-4122-9d26-9e070d157bf4","Peut-on détruire les documents papier après les avoir numérisés ?",{"type":152,"attrs":4094,"content":4095},{"backgroundColor":26},[4096,4101],{"type":155,"attrs":4097,"content":4098},{"textAlign":26},[4099],{"text":4100,"type":161},"Oui, uniquement si la copie numérique est fiable et si la procédure de numérisation respecte les exigences légales.",{"type":155,"attrs":4102,"content":4103},{"textAlign":26},[4104,4106,4110],{"text":4105,"type":161},"Un scan ou une photographie isolée ne suffit pas nécessairement. La copie doit être fidèle, intègre et conservée dans un système qui garantit ",{"text":4107,"type":161,"marks":4108},"son authenticité et sa stabilité dans le temps",[4109],{"type":213},{"text":245,"type":161},{"_uid":4112,"hide":29,"title":4113,"component":1672,"description":4114},"f8581ebf-6928-4ef9-9c43-c782a781cb5b","Quelle administration peut réclamer les documents d’une entreprise ?",{"type":152,"attrs":4115,"content":4116},{"backgroundColor":26},[4117,4122],{"type":155,"attrs":4118,"content":4119},{"textAlign":26},[4120],{"text":4121,"type":161},"La DGFiP peut demander les documents comptables et fiscaux nécessaires à un contrôle fiscal. L’URSSAF peut demander les pièces utiles au contrôle des cotisations sociales.",{"type":155,"attrs":4123,"content":4124},{"textAlign":26},[4125,4127,4131],{"text":4126,"type":161},"Le délai applicable dépend de la nature du document. ",{"text":4128,"type":161,"marks":4129},"Conservez donc chaque pièce selon le régime qui lui correspond",[4130],{"type":213},{"text":4132,"type":161},", et non selon l’administration qui vous l’a envoyée.",[4134],{"cta":4135,"_uid":4136,"title":4137,"eyebrow":4147,"subtitle":4154,"component":226,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":4157,"sectionSettings":4158,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"7493a015-61fa-4b2f-ae88-fc163ec70b0a",{"type":152,"attrs":4138,"content":4139},{"backgroundColor":26},[4140],{"type":226,"attrs":4141,"content":4142},{"level":228,"textAlign":26},[4143],{"text":4144,"type":161,"marks":4145},"Questions fréquentes sur la conservation des documents 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La gestion des dépenses couvre un périmètre plus large : ",{"text":4966,"type":161,"marks":4967},"cartes d’entreprise, factures fournisseurs, notes de frais, achats récurrents et contrôles budgétaires",[4968],{"type":213},{"text":245,"type":161},{"_uid":4971,"hide":29,"title":4972,"component":1672,"description":4973},"32cbc670-4a0b-4fd7-a27a-71a6ed18f746","Un logiciel de gestion des dépenses est-il compatible avec Pennylane, Cegid ou Sage ?",{"type":152,"attrs":4974,"content":4975},{"backgroundColor":26},[4976],{"type":155,"attrs":4977,"content":4978},{"textAlign":26},[4979,4981,4985],{"text":4980,"type":161},"La plupart des solutions ciblant les PME françaises proposent des intégrations ou des exports vers les principaux logiciels comptables. 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00:00",[],"Omnibus CSRD 2026 : seuils de 1 000 salariés et 450 M€, calendrier révisé, VSME et actions à prévoir pour les DAF et les entreprises.\n",[],[5125],{"cta":5126,"_uid":5127,"items":5128,"heading":5206,"reverse":29,"component":1779,"sectionSettings":5230},[],"72e4f3db-ca09-4f67-905a-cbe932d89f63",[5129,5146,5163,5174,5191],{"_uid":5130,"hide":29,"title":5131,"component":1672,"description":5132},"181c2e80-937b-4dbb-b6ca-5a80d3e17ab4","Quelles entreprises restent soumises à la CSRD après l’Omnibus ?",{"type":152,"attrs":5133,"content":5134},{"backgroundColor":26},[5135],{"type":155,"attrs":5136,"content":5137},{"textAlign":26},[5138,5140,5144],{"text":5139,"type":161},"Les entreprises qui dépassent simultanément ",{"text":5141,"type":161,"marks":5142},"1 000 salariés et 450 millions d’euros de chiffre d’affaires net",[5143],{"type":213},{"text":5145,"type":161}," restent dans le périmètre obligatoire de la CSRD révisée. Les entreprises qui ne dépassent pas ces deux seuils sortent généralement du périmètre obligatoire, sous réserve des situations particulières liées au groupe.",{"_uid":5147,"hide":29,"title":5148,"component":1672,"description":5149},"bfbaba5b-ac8e-401b-946f-85e887a81303","Quand les entreprises nouvellement concernées publieront-elles leur premier rapport ?",{"type":152,"attrs":5150,"content":5151},{"backgroundColor":26},[5152],{"type":155,"attrs":5153,"content":5154},{"textAlign":26},[5155,5157,5161],{"text":5156,"type":161},"Les entreprises nouvellement concernées par les seuils révisés publieront leur premier rapport en ",{"text":5158,"type":161,"marks":5159},"2028 sur l’exercice 2027",[5160],{"type":213},{"text":5162,"type":161},". 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Les demandes doivent s’appuyer sur le contenu du standard volontaire applicable.",{"_uid":5175,"hide":29,"title":5176,"component":1672,"description":5177},"2968fde6-2210-4088-aff7-ed1275aa59fa","À quoi sert le VSME pour une entreprise sortie du périmètre CSRD ?",{"type":152,"attrs":5178,"content":5179},{"backgroundColor":26},[5180],{"type":155,"attrs":5181,"content":5182},{"textAlign":26},[5183,5185,5189],{"text":5184,"type":161},"Le VSME permet à une PME de structurer ",{"text":5186,"type":161,"marks":5187},"un socle volontaire et proportionné de données de durabilité",[5188],{"type":213},{"text":5190,"type":161},". Il peut servir à répondre de manière cohérente aux demandes des clients, des banques et des investisseurs sans produire un reporting ESRS complet.",{"_uid":5192,"hide":29,"title":5193,"component":1672,"description":5194},"e41936c7-2806-4062-a9ad-1db84714b967","Comment préparer la suite après l’Omnibus ?",{"type":152,"attrs":5195,"content":5196},{"backgroundColor":26},[5197],{"type":155,"attrs":5198,"content":5199},{"textAlign":26},[5200,5202],{"text":5201,"type":161},"L’Omnibus réduit le périmètre obligatoire de la CSRD, mais il ne supprime pas les demandes de données ESG dans les relations commerciales. ",{"text":5203,"type":161,"marks":5204},"La priorité consiste donc à clarifier votre statut, puis à fiabiliser les informations que vos clients peuvent vous demander.",[5205],{"type":213},[5207],{"cta":5208,"_uid":5209,"title":5210,"eyebrow":5218,"subtitle":5225,"component":226,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":5228,"sectionSettings":5229,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"cbaf1c9f-32d2-4f32-9c41-f2aeab756a1a",{"type":152,"attrs":5211,"content":5212},{"backgroundColor":26},[5213],{"type":226,"attrs":5214,"content":5215},{"level":228,"textAlign":26},[5216],{"text":5217,"type":161},"Questions fréquentes sur l'Omnibus et la CSRD",{"type":152,"attrs":5219,"content":5220},{"backgroundColor":26},[5221],{"type":155,"attrs":5222,"content":5223},{"textAlign":26},[5224],{"text":1773,"type":161},{"type":152,"content":5226},[5227],{"type":155},[],[],[],"omnibus-csrd","fr/blog/omnibus-csrd",-2510,[],"1521f5a7-3bc3-4ac6-8f3e-3b1096afb3ba",[],"blog/omnibus-csrd",[5239,5240,5241],{"path":5237,"name":26,"lang":33,"published":26},{"path":5237,"name":26,"lang":39,"published":26},{"path":5237,"name":26,"lang":41,"published":26},{"name":5243,"created_at":5244,"published_at":5245,"updated_at":5246,"id":5247,"uuid":5248,"content":5249,"slug":5394,"full_slug":5395,"sort_by_date":26,"position":5396,"tag_list":5397,"is_startpage":29,"parent_id":1785,"meta_data":26,"group_id":5398,"first_published_at":5245,"release_id":26,"lang":33,"path":26,"alternates":5399,"default_full_slug":5400,"translated_slugs":5401},"Prime de partage de la valeur en 2026 : obligations, options et budget pour le DAF","2026-08-14T12:31:34.489Z","2026-08-14T13:16:37.062Z","2026-08-14T13:16:37.096Z",208982403064812,"cda6c1a0-234e-4589-92f5-228566c4b76e",{"_uid":5250,"title":5243,"topics":5251,"noIndex":29,"category":5260,"language":5269,"component":1639,"heroMedia":5270,"publishedAt":5120,"redirectUrl":52,"listingImage":5277,"metaDescription":5278,"bottomArticleCta":5279,"componentsAfterTheArticle":5280},"343b3128-983a-45ff-a746-24a1aa918690",[5252],{"name":177,"created_at":178,"published_at":16,"updated_at":179,"id":180,"uuid":181,"content":5253,"slug":184,"full_slug":185,"sort_by_date":26,"position":186,"tag_list":5254,"is_startpage":29,"parent_id":188,"meta_data":26,"group_id":189,"first_published_at":190,"release_id":26,"lang":33,"path":26,"alternates":5255,"default_full_slug":192,"translated_slugs":5256,"_stopResolving":42},{"_uid":183,"name":177,"component":23},[],[],[5257,5258,5259],{"path":192,"name":26,"lang":33,"published":26},{"path":192,"name":26,"lang":39,"published":26},{"path":192,"name":26,"lang":41,"published":26},{"name":1627,"created_at":1628,"published_at":16,"updated_at":1629,"id":1630,"uuid":1631,"content":5261,"slug":1639,"full_slug":1640,"sort_by_date":26,"position":27,"tag_list":5263,"is_startpage":29,"parent_id":1642,"meta_data":26,"group_id":1643,"first_published_at":1644,"release_id":26,"lang":33,"path":26,"alternates":5264,"default_full_slug":1646,"translated_slugs":5265,"_stopResolving":42},{"_uid":1633,"icon":5262,"name":1627,"component":1638},{"id":1635,"alt":1636,"name":52,"focus":52,"title":52,"filename":1637,"copyright":52,"fieldtype":136,"is_external_url":29},[],[],[5266,5267,5268],{"path":1646,"name":26,"lang":33,"published":26},{"path":1646,"name":26,"lang":39,"published":26},{"path":1646,"name":26,"lang":41,"published":26},[33],[5271],{"_uid":5272,"asset":5273,"caption":52,"component":309},"2ebe63d4-f1f6-4462-97d2-90386ee2fee1",{"id":5274,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":5275,"copyright":52,"fieldtype":136,"meta_data":5276,"is_external_url":29},189927423877183,"https://a.storyblok.com/f/146026/1376x768/90b9e67f35/1778521717468-v1ey7.png",{},[],"Partage de la valeur 2026 : obligations des entreprises, choix entre PPV, intéressement et participation, calendrier et budget à prévoir pour le DAF.",[],[5281],{"cta":5282,"_uid":5283,"items":5284,"heading":5369,"reverse":29,"component":1779,"sectionSettings":5393},[],"eb685b66-d405-4a61-974b-de4f3560b4f0",[5285,5296,5313,5330,5347],{"_uid":5286,"hide":29,"title":5287,"component":1672,"description":5288},"f1780251-ae4a-425d-a4f8-1d7bea3a582b","Quelles entreprises sont concernées par l’obligation de partage de la valeur ?",{"type":152,"attrs":5289,"content":5290},{"backgroundColor":26},[5291],{"type":155,"attrs":5292,"content":5293},{"textAlign":26},[5294],{"text":5295,"type":161},"L’obligation concerne les entreprises d’au moins 11 salariés qui ont réalisé un bénéfice net fiscal d’au moins 1 % du chiffre d’affaires pendant trois exercices consécutifs et qui ne sont pas déjà soumises à la participation obligatoire. Le dispositif s’applique aux exercices ouverts après le 31 décembre 2024.",{"_uid":5297,"hide":29,"title":5298,"component":1672,"description":5299},"d4b1057c-3f46-4394-964b-621215b4892e","La prime de partage de la valeur est-elle obligatoire ?",{"type":152,"attrs":5300,"content":5301},{"backgroundColor":26},[5302],{"type":155,"attrs":5303,"content":5304},{"textAlign":26},[5305,5307,5311],{"text":5306,"type":161},"Non. La PPV est l’une des options disponibles. L’entreprise peut également choisir ",{"text":5308,"type":161,"marks":5309},"la participation, l’intéressement ou l’abondement d’un plan d’épargne",[5310],{"type":213},{"text":5312,"type":161},", selon les conditions prévues par la loi.",{"_uid":5314,"hide":29,"title":5315,"component":1672,"description":5316},"9b94a6ea-54bc-4b1b-aaa2-32a66217600c","Quel est le plafond d’exonération de la PPV ?",{"type":152,"attrs":5317,"content":5318},{"backgroundColor":26},[5319],{"type":155,"attrs":5320,"content":5321},{"textAlign":26},[5322,5324,5328],{"text":5323,"type":161},"La PPV est exonérée dans la limite de ",{"text":5325,"type":161,"marks":5326},"3 000 € par bénéficiaire et par année civile",[5327],{"type":213},{"text":5329,"type":161},". Ce plafond peut atteindre 6 000 € lorsque l’entreprise dispose aussi d’un dispositif d’intéressement ou de participation. Un régime temporaire plus favorable s’applique jusqu’au 31 décembre 2026 dans certaines entreprises de moins de 50 salariés.",{"_uid":5331,"hide":29,"title":5332,"component":1672,"description":5333},"23d98ee2-c951-4b69-a9b1-1f635e4cca73","Quand verser l’intéressement ou la participation pour un exercice clos le 31 décembre ?",{"type":152,"attrs":5334,"content":5335},{"backgroundColor":26},[5336],{"type":155,"attrs":5337,"content":5338},{"textAlign":26},[5339,5341,5345],{"text":5340,"type":161},"Pour un exercice clos le 31 décembre, l’intéressement et la participation doivent généralement être versés au plus tard ",{"text":5342,"type":161,"marks":5343},"le 31 mai",[5344],{"type":213},{"text":5346,"type":161},", selon les règles propres à chaque dispositif. La PPV bénéficie d’un calendrier plus souple, avec un versement possible au cours de l’année civile dans la limite d’un versement par trimestre.",{"_uid":5348,"hide":29,"title":5349,"component":1672,"description":5350},"9d07f9a2-fb6f-4922-b1c9-fa2357dc4fc9","Comment garder le contrôle des dépenses engagées ?",{"type":152,"attrs":5351,"content":5352},{"backgroundColor":26},[5353,5364],{"type":155,"attrs":5354,"content":5355},{"textAlign":26},[5356,5358,5362],{"text":5357,"type":161},"Le montant de la prime n’est pas le seul sujet à anticiper. ",{"text":5359,"type":161,"marks":5360},"L’échéance de paiement, le régime social et la trésorerie disponible",[5361],{"type":213},{"text":5363,"type":161}," doivent être suivis ensemble.",{"type":155,"attrs":5365,"content":5366},{"textAlign":26},[5367],{"text":5368,"type":161},"En centralisant les engagements de dépenses et les données de trésorerie, les équipes finance peuvent rapprocher plus facilement les provisions comptables des sorties de cash prévues.",[5370],{"cta":5371,"_uid":5372,"title":5373,"eyebrow":5381,"subtitle":5388,"component":226,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":5391,"sectionSettings":5392,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"01c01bbf-6e86-4dc6-a36b-8055e306648b",{"type":152,"attrs":5374,"content":5375},{"backgroundColor":26},[5376],{"type":226,"attrs":5377,"content":5378},{"level":228,"textAlign":26},[5379],{"text":5380,"type":161},"Questions fréquentes sur la prime de 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00:00",[],"Clôture comptable en PME multi-entités : automatisez le rapprochement bancaire, fiabilisez le lettrage et pilotez votre checklist de fin de mois.",[],[5445],{"cta":5446,"_uid":5447,"items":5448,"heading":5578,"reverse":29,"component":1779,"sectionSettings":5602},[],"eabab4e5-8889-4c3b-9283-c4934f4f4256",[5449,5459,5469,5514,5524,5534,5568],{"_uid":5450,"hide":29,"title":5451,"component":1672,"description":5452},"b3d4a443-73ee-4408-aa5b-ec71c199e6a2","Quelle est la différence entre rapprochement bancaire et réconciliation bancaire ?",{"type":152,"content":5453},[5454],{"type":155,"attrs":5455,"content":5456},{"textAlign":26},[5457],{"text":5458,"type":161},"Le rapprochement bancaire compare le relevé bancaire avec les écritures du compte 512. La réconciliation est une notion plus large, qui peut également couvrir les comptes clients, fournisseurs, les justificatifs et les opérations entre plusieurs sources de données.",{"_uid":5460,"hide":29,"title":5461,"component":1672,"description":5462},"5aa55bb2-4345-4e98-b91c-d18c1d1817e7","Faut-il faire le lettrage avant le rapprochement bancaire ?",{"type":152,"content":5463},[5464],{"type":155,"attrs":5465,"content":5466},{"textAlign":26},[5467],{"text":5468,"type":161},"Il n’existe pas toujours un ordre obligatoire. En pratique, le lettrage et le rapprochement bancaire peuvent être réalisés en parallèle. Le lettrage permet de nettoyer les comptes clients et fournisseurs, tandis que le rapprochement vérifie la concordance entre la banque et la comptabilité.",{"_uid":5470,"hide":29,"title":5471,"component":1672,"description":5472},"1ead6d5c-8098-43e6-af8f-45c8ed11cddf","Pouvez-vous donner un exemple concret de rapprochement bancaire ?",{"type":152,"content":5473},[5474],{"type":155,"attrs":5475,"content":5476},{"textAlign":26},[5477,5479,5483,5485,5489,5491,5495,5497,5501,5503,5507,5509,5513],{"text":5478,"type":161},"Avec un compte 512 à ",{"text":5480,"type":161,"marks":5481},"42 000 €",[5482],{"type":213},{"text":5484,"type":161}," et un relevé bancaire à ",{"text":5486,"type":161,"marks":5487},"43 650 €",[5488],{"type":213},{"text":5490,"type":161},", un chèque de ",{"text":5492,"type":161,"marks":5493},"1 500 €",[5494],{"type":213},{"text":5496,"type":161}," non débité, un virement client de ",{"text":5498,"type":161,"marks":5499},"240 €",[5500],{"type":213},{"text":5502,"type":161}," et ",{"text":5504,"type":161,"marks":5505},"90 €",[5506],{"type":213},{"text":5508,"type":161}," de frais bancaires ramènent les deux colonnes à un solde corrigé identique de ",{"text":5510,"type":161,"marks":5511},"42 150 €",[5512],{"type":213},{"text":245,"type":161},{"_uid":5515,"hide":29,"title":5516,"component":1672,"description":5517},"e0cd52bf-94a0-4b82-92a0-91d8fea5e069","À quelle fréquence faut-il faire un rapprochement bancaire ?",{"type":152,"content":5518},[5519],{"type":155,"attrs":5520,"content":5521},{"textAlign":26},[5522],{"text":5523,"type":161},"Un rapprochement mensuel constitue une bonne base. En environnement multi-entités ou lorsque les volumes sont importants, un rythme hebdomadaire réduit le nombre d’écarts à traiter lors de la clôture.",{"_uid":5525,"hide":29,"title":5526,"component":1672,"description":5527},"2310f311-5848-474d-871b-8e10246b307a","Quelles sont les dates clés d’une clôture comptable ?",{"type":152,"content":5528},[5529],{"type":155,"attrs":5530,"content":5531},{"textAlign":26},[5532],{"text":5533,"type":161},"Les dates dépendent de l’organisation de l’entreprise. Une checklist peut prévoir le rapprochement et le lettrage entre J+1 et J+5, les écritures d’inventaire avant la validation des comptes et les déclarations fiscales selon les échéances indiquées dans l’espace professionnel.",{"_uid":5535,"hide":29,"title":5536,"component":1672,"description":5537},"556b45a3-d58f-49ab-b364-b512ccb5171f","Quelle peut être la durée du premier exercice comptable ?",{"type":152,"content":5538},[5539],{"type":155,"attrs":5540,"content":5541},{"textAlign":26},[5542,5548,5552,5557,5564],{"text":5543,"type":161,"marks":5544},"Le premier exercice comptable peut durer moins ou plus de 12 mois, dans la limite de ",[5545],{"type":2439,"attrs":5546},{"color":5547},"oklch(0.923 0.003 48.717)",{"text":5549,"type":161,"marks":5550},"24 mois",[5551],{"type":213},{"text":5553,"type":161,"marks":5554},". Lorsque l’exercice dépasse 12 mois, l’entreprise doit néanmoins respecter les obligations d’inventaire prévues par les règles comptables, conformément aux règles relatives à la ",[5555],{"type":2439,"attrs":5556},{"color":5547},{"text":5558,"type":161,"marks":5559},"date de clôture d’un exercice comptable",[5560,5563],{"type":280,"attrs":5561},{"href":5562,"uuid":26,"anchor":26,"target":283,"linktype":140},"https://entreprendre.service-public.fr/vosdroits/F32069",{"type":213},{"text":245,"type":161,"marks":5565},[5566],{"type":2439,"attrs":5567},{"color":5547},{"_uid":5569,"hide":29,"title":5570,"component":1672,"description":5571},"0e745394-5312-4a13-955e-b06e0beb1304","Comment réduire les tâches manuelles lors de la clôture ?",{"type":152,"content":5572},[5573],{"type":155,"attrs":5574,"content":5575},{"textAlign":26},[5576],{"text":5577,"type":161},"La réduction des tâches manuelles passe par la collecte automatique des justificatifs, le rapprochement des transactions, la catégorisation des dépenses, le suivi des exceptions et l’export des écritures vers le logiciel comptable. L’automatisation doit toutefois rester accompagnée d’un contrôle comptable et d’une documentation des écarts.",[5579],{"cta":5580,"_uid":5581,"title":5582,"eyebrow":5591,"subtitle":5597,"component":226,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":5600,"sectionSettings":5601,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"4841a5f7-36a4-4ae7-b4e0-528be8e37d49",{"type":152,"content":5583},[5584],{"type":226,"attrs":5585,"content":5586},{"level":228,"textAlign":26},[5587],{"text":5588,"type":161,"marks":5589},"Questions sur la clôture comptable et le rapprochement 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Elles proposent des workflows de validation paramétrables par montant, département ou entité, avec approbation mobile et relances automatiques.",{"_uid":5921,"title":5922,"component":1672,"description":5923},"db2bd0c0-a6c3-45b2-90c3-205402efcb88","Comment intégrer la facturation électronique à mon logiciel comptable existant ?",{"type":152,"content":5924},[5925],{"type":155,"attrs":5926,"content":5927},{"textAlign":26},[5928],{"text":5929,"type":161},"Choisissez une solution disposant de connecteurs natifs avec votre logiciel (Pennylane, Cegid, Sage). Les données extraites par OCR s'intègrent directement dans votre comptabilité : écritures fournisseurs, TVA, codes analytiques. La synchronisation en temps réel élimine les exports manuels et réduit le délai de clôture de 3 à 5 jours en moyenne.",{"_uid":5931,"title":5932,"component":1672,"description":5933},"b38c127d-0e1e-4d86-a77d-d8984b5e1253","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":152,"content":5934},[5935],{"type":155,"attrs":5936,"content":5937},{"textAlign":26},[5938],{"text":5939,"type":161},"Non. Un PDF classique est une image numérique sans données structurées. Pour être conforme à la réforme, une facture doit utiliser un format structuré (Factur-X, UBL ou CII) et transiter par une plateforme certifiée PA ou le PPF.","dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme","fr/blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",-1460,[],"35fbaec0-2932-4993-885a-17e4aab1f4cc",[],"blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",[5948,5949,5950],{"path":5946,"name":26,"lang":33,"published":26},{"path":5946,"name":26,"lang":39,"published":26},{"path":5946,"name":26,"lang":41,"published":26},[5952,5953,5954,5955],["Reactive",5242],["Reactive",4714],["Reactive",4171],["Reactive",5614],1789056345012]